2022 Surf Art Calendar December “Manhattan Beach North” By: Emilie Rogondino STORY BEHIND THE IMAGE On this day in October 2021, instead...

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1. Get Pre-Approved, Not Pre-Qualified Do not start seriously searching until you have a lender-verified pre-approval letter. Sellers often ignore offers that are only "pre-qualified" because the information hasn't been verified. A pre-approval shows you are a serious, capable buyer and strengthens your negotiating position. 2. Seek Out "Nasty" Homes in Nice Neighborhoods Look for homes that need significant cosmetic repair ("TLC") in desirable areas. Often, these homes si