2020 Surf Art Calendar June “Blue Wave” By: Olive Moore STORY BEHIND THE IMAGE This is one of my favorite stories to tell with regards to...

2020 Surf Art Calendar May “ICON” By: Matt Allen STORY BEHIND THE IMAGE From the Artist: The icon print was inspired by my pure love of...

2020 Surf Art Calendar April “Pacific Summer” By: Beth Bowen I hope this finds you safe at home, surrounded by family and most...

2020 Surf Art Calendar March “Mahi-Mahi” By: Brandon Nonaka STORY BEHIND THE IMAGE From the artist: Before the invention of cameras and...

2020 Surf Art Calendar February “Untitled” By: Elizabeth Lee STORY BEHIND THE IMAGE From the Artist: My untitled collage is from an...

2020 Surf Art Calendar January “South Wind” By: Zen Del Rio STORY BEHIND THE IMAGE From the artist: South Wind was one of four paintings...

STORY BEHIND THE IMAGE The Surf Art Calendar is a collection of images from friends and family that I’ve chosen to share with my friends...

Get it in writing!

1. Get Pre-Approved, Not Pre-Qualified Do not start seriously searching until you have a lender-verified pre-approval letter. Sellers often ignore offers that are only "pre-qualified" because the information hasn't been verified. A pre-approval shows you are a serious, capable buyer and strengthens your negotiating position. 2. Seek Out "Nasty" Homes in Nice Neighborhoods Look for homes that need significant cosmetic repair ("TLC") in desirable areas. Often, these homes si